Portfolio Manager

Sales
Enugu State
December 21, 2025
Full Time

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Job Description

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: Portfolio Manager

Location: Enugu

Description

  • The Portfolio Manager will build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
  • The Portfolio Manager remains responsible of the funds given out to clients in his portfolio as loans.
  • He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for.

Key Responsibilities
Pre-loan disbursement:

  • Promote / Market FairMoney’s products to prospective clients by using all the channels possible.
  • Visit and evaluate potential clients businesses.
  • Visit client’s personal house when it’s necessary.
  • Visit co-debtor’s, guarantor’s houses and businesses when it’s required.
  • Analyze financial data of client’s businesses.
  • Analysis of quantitative and qualitative data of client’s businesses and households.
  • Prepare loan documents for credit committee.
  • Present loan files to credit committee.
  • Enter Loan files in the MIS.
  • Represent FairMoney towards all active and potential partners with dignity and pride.
  • Fulfill all other necessary assignments by the institution.

Post-Loan Disbursement:

  • Conduct monitoring visits to business and households.
  • Follow- up on day-to-day loan repayments.
  • Manage loan recovery from active and written-off clients until full reimbursement is achieved.
  • Assess the impact of loan before renewal.

Requirements

  • HND qualification / Bachelor’s Degree in Sales and Marketing, or related fields.
  • A minimum of 4 years of experience in Loan Sales / Portfolio Management.
  • Ability to motivate a team of Sales Managers for performance.
  • Extremely flexible, result-oriented, and hardworking with a strong track record of success.
  • Ability to self-motivate and manage self.
  • Good communication and interpersonal skills.
  • High level of integrity.
  • Dynamic and motivated and individuals who like to work outdoors.
  • Target Driven.

Benefits

  • Private Health Insurance.
  • Performance Bonus.
  • Pension Plan.
  • Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

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