Field Collection Officer

December 21, 2025

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Job Description

Recruit with Adenike – Our client, OPay Microfinance Bank is recruiting suitably qualified candidates to fill the position below:

Job Title: Field Collection Officer

Location: Nationwide
Employment Type: Full-time
Company: OPay Microfinance Bank (Lending Arm)

Job Summary

  • The Field Collection Officer will support OPay Microfinance Bank’s lending arm by recovering overdue loan repayments through structured field activities while maintaining professional and respectful relationships with customers.
  • The role requires strong negotiation skills, integrity, and strict compliance with internal policies and regulatory guidelines.

Key Responsibilities

  • Conduct field visits to customers with overdue loan repayments to facilitate recovery.
  • Follow up on delinquent loan accounts through physical visits, calls, and reminders.
  • Educate customers on loan terms, repayment obligations, and consequences of default.
  • Negotiate and agree on repayment plans in line with approved lending and collection policies.
  • Accurately record all collection activities, customer engagements, and payment commitments using approved systems.
  • Prepare and submit daily and weekly recovery reports to the Collections Supervisor.
  • Identify and escalate high-risk, fraud-related, or non-cooperative cases as required.
  • Ensure all recovery actions comply with regulatory requirements, ethical standards, and OPay MFB policies.
  • Represent the OPay MFB lending arm professionally and safeguard the institution’s brand at all times.
  • Work closely with internal lending, risk, and customer support teams to resolve issues impacting repayments.

Requirements & Qualifications

  • Candidates should possess an OND / HND / BSc in any discipline.
  • Experience in loan recovery, field collections, or credit operations is an added advantage.
  • Strong communication, negotiation, and interpersonal skills.
  • Ability to work independently and meet assigned recovery targets.

Benefits

  • Competitive salary and performance-based incentives
  • Health insurance
  • Transport allowance

Application Closing Date
22nd December, 2025.

How to Apply
Interested and qualified candidates should send their CV to: recruitmentforce.africa@gmail.com using the Job Title as the subject of the email.

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